![]() ![]() See Insider's list of the best savings accounts »Įvelyn He is a compliance associate at Insider who supports the Personal Finance Insider team. You'll need to get a TD Bank personal checking account, small business checking account, credit card, mortgage, or home equity loan, and keep $100,000 or more in your account. You might be better off opening the TD Signature Savings if you qualify for a relationship rate and maintain a high account balance. You'll earn 0.15% APY with the Wells Fargo Way2Save® Savings Account, and 0.25% to 1.01% APY with the Platinum Savings Account. Wells Fargo is another national bank with substantial branches on the East Coast. If you plan to maintain a high balance, you may want to open a TD Signature Savings to earn more than Bank of America's maximum rate. Platinum Honors: Earn 0.04% APY with a three-month average combined balance of $100,000 or moreĮven Bank of America's Preferred Rewards rates are pretty low.Platinum: Earn 0.03% APY with a three-month average combined balance of $50,000 to $99,999. ![]()
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